Showing posts with label Car accident. Show all posts
Showing posts with label Car accident. Show all posts

Wednesday, March 14, 2007

Renewed Faith in the System

As many of you may recall, I was in a car accident last April when I hit a semi-wheel well that was in the middle of the highway. Although my only other option was to hit another car, my insurance company reported that I was more than 50% at fault and raised our insurance rates. I appealed this with the Massachusetts Registry of Motor Vehicles and we heard nothing until the end of February. We received notice that a hearing was scheduled for March 5th in Plymouth (nearly 2 hours from our home!) Obviously I could not drag Alli down there so I submitted an affidavit in lieu of attending. I assumed I would lose. You know what they say about assuming :) I won!!! The MA RMV agreed with me that there was no way I was at fault and has ordered the insurance company to remove any penalty and fees. I have a renewed sense of faith in the system. YEAH!!!

Friday, September 22, 2006

our beautiful BMW

We got our car back from the autobody shop on Wednesday and she looks as good as new. She should since her the backend is new!!! There was more damage than first thought but, fortunately, no damage to the frame. What a relief to have her back. I must sing the praises of BMW once more. I truly did not feel much impact when I was rearended, however, the other guy's car looked totaled and the autobody shop said they could tell the car was hit very hard. I am so impressed that so much damage could be done and I barely felt a thing and had absolutely no injury - I was not even sore! I originally bought the car for safety and am now a complete believer - I will never buy another type of car :)

Friday, August 25, 2006

Luck runs out with Boston drivers :(

Anticipating a very long day yesterday, I drove to work (figured the client would rather pay the $30 for my parking than the $160 cab ride home). Imagine my surprise when I finished the project early and was able to leave by 5:30!!! I was thrilled, however, the feeling didn't last long. Leaving at this time meant driving in the rush-hour evening commute on the Mass Pike (I-90). It was a clear sunny day and traffic was very slow moving, lots of stop and go. As I was about 5 to 10 miles away from my exit, all of the lanes again began to slow and come to a complete stop, paying attention, I did the same. Unfortunately, the driver behind me did not and rearended me. I was not hurt, just frustrated .


I promptly called the police (thanks Mom for the good example and advice ). I wanted an accident report filed to make sure that I was not held at fault. I know I said I wanted an accident that was not my fault, but this is enough!!! The other driver was very apologetic, and I was nice to him (he felt terrible, there was no point in making him feel worse) but am still annoyed. He said he only looked away for an instant - let this be a lesson for all, an instant is all it takes! He was lucky that traffic was so slow to begin with so he was not going fast when he hit me and neither of us were hurt - I cannot say the same for the cars. As you can see below, my car probably suffered a couple thousand dollars damage - his car was far worse. Because my car was still drivable, I went home after the report was filed (officer told me to leave) so I do not know whether the other driver was cited but I have to assume so.

Once I got home, Garrett assessed the damage and took the pictures below while I called the insurance companies.

Fortunately, the other driver's insurance company (at least last night) was very accomodating and pleasant. They opened a claim (he had not called yet) and told me an adjuster would contact me by end of today (Friday) to schedule the appraisal. They also offered me a loaner car. Hopefully, this will continue to be an easy process. If not, our insurance (USAA is a fabulous company!) assured us they would cover the damages, waive the deductible, and go after his insurance. One way or another, it will get fixed.

Although not hurt, I am definitely shook up, probably why I am writing this at 5 AM instead of sleeping . I hope everyone will take away from this what I have - cars can be very dangerous and we must be alert and focused at all times!!! I may think twice now about using the cell phone or changing a CD while driving . . .

Saturday, April 8, 2006

The Saga Continues . . .

What a week we have had. . . Anyone who knows me and my driving history, probably figured it was only a matter of time before I got into another accident (especially with the way people drive in MA). Well on Thursday it happened! I should begin by saying that I am completely fine, not so much as a bump or scratch. And, contrary to what you are all likely thinking, this was not even remotely my fault - there is a first for everything :) When I was driving to physical therapy at 5 AM, I noticed a semi wheel-well in the middle of my lane. I had three choices: swerve to the right and go down a minor cliff, swerve to the left and hit the car next to me, or hit the wheel-well. Fortunately, my driving has improved since I was as a teenager, and I opted for the responsible choice - I hit the wheel well. Originally, I thought it just took out my tire. I pulled over to the side of the highway (a very scary experience in itself!) and called Garrett, begging him to come rescue me (he did). I then called for roadside assistance. After what seemed like an eternity, Garrett arrived and assessed the damage. Not only was the tire blown, but the front bumper and front right side were damaged - USAA estimates the damages to be at least $4100 (thank goodness for insurance!!!). The car was towed to the body shop and is currently being repaired. Major bummer to happen to my new car but at least I am okay and didn't hurt anyone else. In a very strange way, I am a little happy to now say that I have been in an accident that I did not cause - trying to look on the bright side of things!


My other big news of the week is much better . . . I am starting to see my quad!!! After the car was towed, Garrett dropped me off at the subway and I went to PT (I refuse to miss a day for anything). On Thursday, my therapist "Dutch" told me he thought he saw the muscle flicker. I didn't see anything but I decided it was a positve thing that he thought the muscle was beginning to return. Well this morning at PT, I saw it! Usually when he tells me to tighten my muscle, I cannot see (or feel) a thing, but this morning I both felt it and saw it. Even better, my left leg bent (with a lot of PAINFUL help from Dutch) 95 degrees. This may not sound like much, but trust me, it is a HUGE improvement. I try very hard at PT to just grin and bear it but during this morning's bending, I was begging him to stop, of course he didn't and I survived. I am definitely making improvement and feel that I am getting stronger every day. I have no doubt that Dutch will have me running in time for my two June races. More importantly, he will have me ready for the half-marathon and full marathons that I am signed up for in October and January (Garrett thinks I am completely nuts!). Everyone needs a stress reliever, and running is mine. It is the one time that I get to be completely selfish and enjoy myself and my thoughts, so I refuse to give it up!

Aside from all of that excitement, we are really looking forward to leaving for vacation on Friday. We cannot wait to spend a week relaxing on the hot, sandy beach! We promise to post pictures of our "fun in the sun" when we return.